Meaning: O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being over powered by men.
Source: Hisn al-Muslim (Fortress of the Muslim) — Saʿīd ibn ʿAlī al-Qaḥṭānī (Invocations for the setting of a debt)
Invocation (upon receipt of the loan) for someone who lends you money
allahumma inni a'udhu bika minal-hammi wal-huzni wa a'udhu bika minal-'ajzi wal-kasali wa a'udhu bika minal-jubni wal-bukhli wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
Meaning: O Allah, I seek refuge in You from care and grief, I seek refuge in You from incapacity and slackness, I seek refuge in You from cowardice and niggardliness, and I seek refuge in You from being overcome by debt and being put in subjection by men.
A noble sahaba, Abu Umamah, who narrated this hadith, said: after I practiced this prayer, Allah completely removed my confusion and gave me the ability to pay off debts.
Quli allahumma malika almulki tutee almulka man tashao watanzi'u almulka mimman tashao watu'izzu man tashao watuthillu man tashao biyadika alkhayru innaka 'ala kulli shayin qadeerun Tooliju allayla fee alnnahari watooliju alnnahara fee allayli watukhriju alhayya mina almayyiti watukhriju almayyita mina alhayyi watarzuqu man tashao bighayri hisabin
Meaning: Say, "O Allah, Owner of Sovereignty, You give sovereignty to whom You will and You take sovereignty away from whom You will. You honor whom You will and You humble whom You will. In Your hand is [all] good. Indeed, You are over all things competent. You cause the night to enter the day, and You cause the day to enter the night; and You bring the living out of the dead, and You bring the dead out of the living. And You give provision to whom You will without account."
Source: The Noble Qur'an (Saheeh International) (Qur'an 3:26-27)
Fasaqa lahuma thumma tawalla ila alththilli faqala rabbi innee lima anzalta ilayya min khayrin faqeerun
Meaning: So he watered [their flocks] for them; then he went back to the shade and said, "My Lord, indeed I am, for whatever good You would send down to me, in need."
Source: The Noble Qur'an (Saheeh International) (Qur'an 28:24)
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